Online Privacy and Terms of Use

Date of most recent update: 11/09/2017

The website Terms of Use herein apply to use of the OPUS FINANCIAL PARTNERS website as defined below. Please read these terms carefully. By accessing our website, or by agreeing to the online Terms of Use Agreement, you acknowledge and agree to be bound by these Terms. We reserve the right, in our sole discretion, to modify, alter or update these terms of use at any time, and your continued use of our website constitutes your agreement to be bound by these modifications, alterations or updates.

DEFINITIONS
"Website" means www.opusfinancialpartners.com and any other Internet sites operated by OPUS FINANCIAL PARTNERS. "OPUS FINANCIAL PARTNERS," “OFP,” "us" and "our" refers to OPUS FINANCIAL PARTNERS, LLC. "Systems" means the applications and technology upon which our website operates. "You" or "your" means the user of our website.

LINKS
Our website may contain links to third-party websites that are not affiliated with, or maintained by, OPUS FINANCIAL PARTNERS. Links to other websites from this website are for convenience, only.  By creating a link to a third party website, OPUS FINANCIAL PARTNERS does not evaluate, recommend or endorse any third-party products, services or information. Links from this website should be followed at your own risk, and OPUS FINANCIAL PARTNERS is not responsible or liable for the accuracy, availability or reliability of any information, goods, data, opinions, advice or statements made available on those third-party sites.

USE OF INFORMATION AND MATERIALS
Information provided by Opus Financial Services and other sources is believed to be accurate and reliable when placed on this site, but we cannot guarantee it is accurate, complete or current at all times. These Terms, materials, terms, conditions and descriptions that appear on our website are for informational purposes, only, and are not intended to provide financial, legal, accounting or tax advice and should not be relied upon for those purposes. Unauthorized use of OPUS FINANCIAL PARTNERS' website and systems, including, but not limited to unauthorized entry into OPUS FINANCIAL PARTNERS' systems, misuse of passwords or misuse of any information posted on our website is prohibited. Your eligibility for products and services described on our website is subject to final determination by OPUS FINANCIAL PARTNERS.

USE OF WEBSITE
OPUS FINANCIAL PARTNERS is not responsible in any manner for direct, indirect, special or consequential damages arising out of your use of this website and/or any web browser, including damages you may suffer if you transmit confidential or sensitive information to us or if we communicate such information to you at your request. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold or otherwise exploited for any commercial purpose that is not expressly permitted by OPUS FINANCIAL PARTNERS.

WARRANTIES AND LIMITATION OF LIABILITY
The information and materials on our website, including text, graphics, links or other items are provided "as is" and "as available." OPUS FINANCIAL PARTNES does not warrant the accuracy, adequacy or completeness of this information and materials and disclaims liability for errors or omissions in the information and materials. OPUS FINANCIAL PARTNERS does not warrant non-infringement of third party rights, title, merchantability, fitness for a particular purpose or freedom from computer virus.

UNSOLICITED SUBMISSIONS
Unless otherwise stated, OPUS FINANCIAL PARTNERS does not accept unsolicited ideas, suggestions or materials relating to development, design or marketing of our services and products. Any such postings to our website and electronic mail delivered to OPUS FINANCIAL PARTNERS will be considered non-confidential and non-proprietary, and will remain the exclusive property of OPUS FINANCIAL PARTNERS. OPUS FINANCIAL PARTNERS may copy, disclose, distribute, incorporate and otherwise use any such ideas, suggestions or materials and any information contained therein for any purpose without compensation.

COPYRIGHT
Our website constitutes the copyrighted work of OPUS FINANCIAL PARTNERS that is protected under the copyright laws of the United States. Unless indicated otherwise, no person or entity has permission to copy, display, distribute, republish or create derivative works from such information in any form.

GOVERNING LAW
Use of our website is governed by, and construed in accordance with, applicable federal and state laws. All disputes, controversies or claims arising out of, or in connection with, this site shall be submitted to, and subject to, the jurisdiction of the U.S. District Court for the Central District of California.

ADDITIONAL TERMS
Certain sections on our website may contain separate terms and conditions, which are in addition to these Terms. In the event of a conflict, the additional terms and conditions will govern for those sections.